You paid into your employer's disability insurance for years, and now that you actually need it, the insurance company denies your claim. Los Angeles workers facing this situation often don't realize they're operating under federal law with strict deadlines that can...
ERISA
5 steps to take when appealing an ERISA long-term care denial
Some employment benefit packages include various types of insurance. Workers may receive long-term disability coverage in addition to basic health insurance. If they experience a debilitating medical event or sustain an injury that prevents them from continuing to...
How a woman’s $100,000 medical bill sparked an ERISA lawsuit
Mejia v. Credence Management Solutions exemplifies ERISA's role in protecting employee benefits. Clarisol Mejia sued her employer and UnitedHealthcare after a $100,000 medical bill, despite having an ERISA-governed health plan. Her lawsuit alleges benefit non-payment...
5 common reasons ERISA claims are denied
Navigating the maze of employee benefits can be overwhelming, especially when your ERISA claim is denied. The Employee Retirement Income Security Act (ERISA) protects your rights to benefits like health insurance, disability, and pensions. However, many claims are...
California judge clears path for 401(k) forfeiture case
In a landmark decision, a California court has allowed a pivotal 401(k) forfeiture case, McManus v. The Clorox Co., to proceed. Judge Yvonne Gonzalez Rogers' ruling has far-reaching implications for both employers and employees participating in 401(k) plans. Let us...
SECURE 2.0 catch-up changes: IRS releases proposed regulations
Anyone planning for retirement knows that the strategies available to maximize benefits are continually evolving. One recent change is the release of proposed regulations by the IRS under the SECURE 2.0 Act. Among the most impactful changes are those related to...
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