Disability insurance companies often check public social media posts during standard claim reviews. They look to see if your online posts match the physical limits stated in your medical records. Insurers track post photos and physical activities Adjusters look at...
You paid into your employer's disability insurance for years, and now that you actually need it, the insurance company denies your claim. Los Angeles workers facing this situation often don't realize they're operating under federal law with strict deadlines that can...
Some employment benefit packages include various types of insurance. Workers may receive long-term disability coverage in addition to basic health insurance. If they experience a debilitating medical event or sustain an injury that prevents them from continuing to...
Some professionals are lucky enough to have comprehensive insurance packages as part of their work benefits. Their employers may provide long-term disability benefits. Many others do not have any insurance provided by their employers. The only support they may have if...
Mejia v. Credence Management Solutions exemplifies ERISA's role in protecting employee benefits. Clarisol Mejia sued her employer and UnitedHealthcare after a $100,000 medical bill, despite having an ERISA-governed health plan. Her lawsuit alleges benefit non-payment...
Navigating the maze of employee benefits can be overwhelming, especially when your ERISA claim is denied. The Employee Retirement Income Security Act (ERISA) protects your rights to benefits like health insurance, disability, and pensions. However, many claims are...
Getting long-term disability benefits can be challenging. Depending on your situation, you might need to go through a functional capacity evaluation (FCE) to see if you qualify for these benefits. Knowing what these evaluations are, how they work, and what they...
In a landmark decision, a California court has allowed a pivotal 401(k) forfeiture case, McManus v. The Clorox Co., to proceed. Judge Yvonne Gonzalez Rogers' ruling has far-reaching implications for both employers and employees participating in 401(k) plans. Let us...
In our busy lives, it's easy to forget things, even something as important as retirement accounts. As you switch jobs, your company merges with another or time simply passes, you might lose track of some accounts. In this case, it is important to uncover these...
Anyone planning for retirement knows that the strategies available to maximize benefits are continually evolving. One recent change is the release of proposed regulations by the IRS under the SECURE 2.0 Act. Among the most impactful changes are those related to...